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Life Insurance 

At Wealth Wise, we understand that every individual has unique needs when it comes to life insurance. That's why we offer flexible policies and personalized coverage options to ensure that you're getting the protection you need. Our team of trustworthy advisors will guide you through the process and help you find the coverage that fits your budget and lifestyle.

01

Term Life Insurance

Term life insurance is an affordable way to ensure that your loved ones are protected in case of an unexpected event. At our company, we offer term life insurance with a range of coverage options to fit your unique needs. With competitive rates and flexible payment plans, there's no reason not to provide your family with the financial security they deserve.

02

Whole Life Insurance

Invest in peace of mind with Whole Life Insurance. Our policy offers lifetime coverage with fixed premiums and builds cash value over time. In addition, it can serve as an asset in retirement planning. Protect your family's future and secure their financial stability with Whole Life Insurance.

03

Final Expense

With Final Expense life insurance, you can rest assured that your loved ones won't have to face the burden of paying for your funeral and other expenses during a difficult time. You're guaranteed acceptance with no medical exams, so you can qualify for coverage quickly and easily. Contact us today to learn more about how Final Expense can help secure your family's financial future.

04

Retirement Plans

Our Retirement Plan is designed to give you peace of mind during your retirement years. We understand that everyone has unique needs and goals, so we tailor our plans to meet those individual needs. With our plan, you can be confident in your financial security and enjoy your retirement without any worries. Request a free quote and see how we can help you plan for your future today.

05

IUL

An IUL is the perfect solution for those looking to invest in the stock market while still maintaining a death benefit for their loved ones. With our policies, you have the opportunity to earn market-linked returns and secure your family's future. Protect yourself from market downturns with the downside protection features of our IUL policies. Contact us to learn more and choose the IUL that’s right for you.

06

BYOB

Our policy is the ideal solution for anyone who wants to achieve financial freedom. It allows you to be your own bank and build up cash value over time. This money can then be utilized as collateral for loans or withdrawals, without any penalties or fees. It's a great way to take control of your financial future and ensure that your loved ones are secure. Contact us today to learn more!

Wealth Wise

call Joanne Ruiz at

209-898-5399

or email

Ruizhealth1970@gmail.com

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